Terms of use

Last updated October 8, 2026

This site is operated by Matt Williams, a licensed Florida insurance agent. Using the site means you accept these terms. They're short on purpose.

Information, not advice

Everything on this site is information. It is not insurance advice. Your policy language controls what is and isn't covered. Before you act on anything here, read your policy. Or talk with a licensed agent about your own situation.

No warranty on company data

We check every company fact against a named source, and we date it. But companies change their rules, phone numbers and status without telling us first. So we can't promise every fact is current. We make no warranty about accuracy or completeness. If you spot an error, email [email protected]. Our corrections policy commits to a fix within 1 business day.

Quotes

Quote requests are answered by a licensed, independent Florida insurance agent. They are not answered by the insurance companies listed on this site. The full disclosure sits on the quote page, right above the submit button.

SMS Terms

Insurance Companies Florida alerts are text messages from Matt Williams, Licensed Florida Insurance Agent. You get them only if you check the text box on the quote form. Signing up is optional and is not a condition of purchase.

• What you get: updates and offers about your Florida insurance, such as company changes that affect you, storm alerts and renewal reminders. Some texts may be sent automatically.
• How often: about 4 texts a year. Frequency varies.
• Message and data rates may apply.
• Reply STOP to end texts. Reply HELP for help.
• Support: [email protected].
• Carriers are not liable for delayed or undelivered messages.

How we handle your number and your consent is in our privacy policy.

Liability

The site is provided as is. To the extent Florida law allows, we are not liable for losses that come from relying on it. Nothing here limits rights the law says can't be limited.

Florida law and venue

Florida law governs these terms. Any dispute about this site belongs in the state or federal courts located in Florida.

Changes

These terms may change. The date at the top moves when they do.